If you are a habitual borrower, the first
step is to curb the tendency to do so and limit it to absolute necessities. This does not mean that you go and borrow
eggs and sugar from your neighbor every morning. It is all right to knock on your neighbor’s
door if it is raining, you have no maid, you have an unexpected guest and you
have run out of tea leaves. But always
make it a point to return the same when you replenish your stock. Whatever you borrow, return the same quantity
and quality.
Avoid borrowing expensive gadgets of which
you don’t know much. If you want to iron
your clothes and think of using your friend’s imported steam iron, settle for a
crumpled look. By sheer bad luck, you
may drop the iron and it will be embarrassing for you and him. Perhaps the spare parts are not available or
it has sentimental value.
Never borrow anyone’s vehicle. Though you are a good driver, it is not
advisable to drive another’s car or two-wheeler as each vehicle has its
behavior pattern which only the owner is familiar with. If you have to use other’s vehicles, make
sure you return them in the same condition and fill up enough gas for the owner
to go across to the gas station. When
you borrow someone’s car, don’t expect the person to pay for the gas too.
There are certain things which you should
not borrow… underclothes, soap, comb, lipstick and face powder. (In a compact).
If you need money, ask your friend or
relative by all means. But return the same promptly on the day you promised to
do and if you cannot, convey your inability and give it back as soon as you can
comfortably manage.
NEVER borrow jewelry. Apart from it being bad to shine in borrowed
finery, you might lose it and not be in a position to make good. One golden principle is, make do with what
you have.
Lenders:
For the large hearted lenders, some do’s
and don’ts
When you lend anything, educate the
borrower about the precautions, if any, to be taken, while using it. If your second gear slips or the brake is
loose, better tell the person borrowing your car so that he knows what he is in
for. Don’t lend what you have borrowed! If what you are lending is on its last legs,
tell the borrower and don’t hold him responsible for its collapse.
If you are not inclined to lend, don’t give
lame excuses-be frank and say so.
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